ARFX Global – From Concept to SCA CAT 5 in Just 2 Months
June 12, 2025
Client
DB Invest Group
Industry
Forex & Investment Brokerage
Location
UAE & Seychelles
Building a Fully Legal & Scalable Business Model for DB Invest Group
Services
- SCA CAT 5 Licensing
- Card & Crypto Payment Solutions
- Onshore & Offshore Bank Account Setup
- Recruitment Support (Sales & BD Roles)
Background
DB Invest Group is a global forex and investment brokerage firm regulated by the FSA in Seychelles. As part of their MENA expansion, they needed to establish a compliant business setup in the UAE that allowed them to operate legally, accept client funds via various payment methods, and manage both local and international banking operations.
The Challenge
To grow legally and sustainably in the UAE, DB Invest needed:
A valid SCA license (CAT 5) to operate and market legally
Payment gateways to receive client deposits via card and crypto
Local & international bank accounts across multiple jurisdictions
Staffing support to build a local team
The process involved several regulatory hurdles and banking complexities that could easily result in delays, high costs, or potential legal exposure.
Our Solution
WBG stepped in with a complete infrastructure setup:
SCA CAT 5 License – Arrange & Advise + Introduction Activity
We secured the right activity setup under SCA, allowing DB Invest to legally introduce and manage client relationships within the UAE.Card & Crypto Payment Gateways
- Integrated MyFatoorah for card payments
Enabled Amazon Payment Services for scalable, compliant processing
7 Bank Accounts Opened
5 Onshore Bank Accounts (ENBD, Mashreq, WIO) for UAE-based operations
2 Offshore Bank Accounts (ENBD & Mashreq) tied to their Seychelles-regulated entity
Staff Recruitment
Helped DB Invest onboard local Sales & Business Development Managers to accelerate regional growth
The Outcome
DB Invest successfully achieved:
60% growth in business activity in the UAE
A fully legal business ecosystem, accepted by SCA
Zero penalties or legal cases due to proper licensing & processes
Flexible operations through both onshore and offshore banking
Local card payment options for seamless client onboarding
Key Metrics
Growth:
- 60% increase in UAE business volume
Banking Footprint:
- 5 Onshore Accounts (ENBD, Mashreq, WIO)
- 2 Offshore Accounts (ENBD, Mashreq – linked to Seychelles entity)
Compliance & Risk Avoidance:
- Legalized client deposits via card & wire
- Licensed to operate under SCA
- No legal issues, fines, or gray areasOperational Strength:
- Local BD & Sales team hired
- Ongoing advisory support from WBG
Client Feedback
We’re working with this partner because of their professionalism, reliability, and strong support. Their services have consistently met our expectations, helping us grow and operate more efficiently. We're happy with the collaboration and look forward to achieving more success together.
Looking to Launch a Fully Legal Brokerage in the UAE?
WBG will get you licensed, banked, and running—fast, safe, and fully compliant.